Free interactive tool
Can I afford to retire in Pattaya?
Put in your income, savings and the lifestyle you have in mind. You'll see — honestly — whether the numbers work, and roughly how long your savings would last. It runs entirely on your device; we never see your figures.
Your result
Enter your income to see your result
Everything updates as you type. Nothing you enter leaves your device.
| Monthly income | — |
|---|---|
| Living costs (comfortable) | — |
| Health insurance | — |
| Monthly surplus | — |
—
A starting point, not a forecast. It ignores inflation, investment returns, one-off costs and life's surprises. See how this works. Benchmarks last reviewed 2026-06-15.
How to read your result
If your guaranteed income covers your monthly costs, you have a surplus — and your savings stay as a buffer for emergencies, big one-offs and the years when insurance climbs. If your costs are higher than your income, you have a shortfall topped up from savings, and the tool estimates how long that can last.
Two honest warnings the maths can't show you: health insurance can rise steeply as you age (sometimes faster than any other cost), and exchange rates move — a weaker home currency quietly shrinks your baht income. Both deserve a margin of safety. When in doubt, model the leaner tier.
Common questions
How accurate is the "Can I afford to retire in Pattaya?" calculator?
It gives a realistic starting estimate using benchmark monthly costs you can adjust. It is not a personalised forecast: it does not include inflation, investment growth, one-off costs or your individual circumstances. Use it to get the shape of the picture, then confirm with real quotes and a professional.
Does the calculator store or send my financial details?
No. It runs entirely in your web browser. The numbers you enter are never sent to us or stored on any server — there is no backend. You can even share a link that re-creates your inputs, but that link only exists if you copy and share it yourself.
What monthly budget do I need to retire in Pattaya?
It depends heavily on the lifestyle you want and your health insurance costs, which rise with age. The tool offers lean, comfortable and premium starting benchmarks in Thai baht that you can tailor. Treat these as illustrative until you have checked current costs.
Does it include health insurance?
Yes — separately, because insurance varies so much by age and health history. The tool adds a rough monthly insurance figure based on your age band, which you should replace with a real quote.