Free interactive tool

Pension & exchange-rate tool

Your pension is paid in one currency and spent in baht. This shows how much a rate swing really moves your monthly income — so you can build in a safety margin.

Your pension & the exchange rate

£
฿
฿

At today's rate

Your monthly baht across a range of exchange rates
Rate (฿/unit)Monthly ฿vs your line

Exchange rates move constantly. The lesson isn't the exact number — it's how much a swing changes your income. Build in a margin so a weaker home currency doesn't break your budget.